Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs JEPI | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| DLN WisdomTree U.S. LargeCap Dividend Fund | 0.835 | — | -7bp | $4.2B | different index | Compare |
| DGRO iShares Core Dividend Growth ETF | 0.819 | — | -27bp | $44.7B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
| Substitute | Correlation | Book overlap | Fee vs SCHD | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| SPYD State Street SPDR Portfolio S&P 500 High Dividend ETF | 0.842 | — | +1bp | $7B | different index | Compare |
| ONEY State Street SPDR Russell 1000 Yield Focus ETF | 0.845 | — | +14bp | $618M | different index | Compare |
| SPHD Invesco S&P 500 High Dividend Low Volatility ETF | 0.814 | — | +24bp | $3.1B | different index | Compare |
| SDY State Street SPDR S&P Dividend ETF | 0.857 | — | +29bp | $20.5B | different index | Compare |
| NOBL ProShares S&P 500 Dividend Aristocrats ETF | 0.821 | — | +29bp | $12.4B | different index | Compare |
| DHS WisdomTree U.S. High Dividend Fund | 0.879 | — | +32bp | $1.2B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
| Substitute | Correlation | Book overlap | Fee vs TLT | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| SPTL State Street SPDR Portfolio Long Term Treasury ETF | 0.994 | — | -12bp | $10.9B | different index | Compare |
| BLV Vanguard Long-Term Bond ETF | 0.980 | — | -11bp | $5.7B | different index | Compare |
| EDV Vanguard Extended Duration Treasury Index Fund | 0.975 | — | -9bp | $3.8B | different index | Compare |
| VCLT Vanguard Long-Term Corporate Bond ETF | 0.929 | — | -11bp | $11.5B | different index | Compare |
| SPLB State Street SPDR Portfolio Long Term Corporate Bond ETF | 0.924 | — | -11bp | $1.2B | different index | Compare |
| AGG iShares Core U.S. Aggregate Bond ETF | 0.917 | — | -12bp | $127.8B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-26 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-28. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.