Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs AIA | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| ACWX iShares MSCI ACWI ex U.S. ETF | 0.879 | 0% | -16bp | $17.5B | different index | Compare |
| SOXX iShares Semiconductor ETF | 0.847 | — | -15bp | $43.2B | different index | Compare |
| MTUM iShares MSCI USA Momentum Factor ETF | 0.839 | — | -35bp | $18.1B | different index | Compare |
| SPDW SPDR Portfolio Developed World ex-US ETF | 0.823 | — | -47bp | $40.7B | different index | Compare |
| XLK Technology Select Sector SPDR Fund | 0.820 | — | -41bp | $121B | different index | Compare |
| GARP ISHARES FACTORS US GROWTH STYLE ETF | 0.806 | — | -50bp | $3.5B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-23 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-27. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.