Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs JGRO | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VOOG Vanguard S&P 500 Growth ETF | 0.965 | — | -34bp | $12.3B | different index | Compare |
| SPYG State Street SPDR Portfolio S&P 500 Growth ETF | 0.964 | — | -40bp | $57.9B | different index | Compare |
| MGK Vanguard Morningstar Mega Cap Growth ETF | 0.944 | — | -37bp | $21.9B | different index | Compare |
| VUG Vanguard Growth Index Fund | 0.944 | — | -40bp | $135.5B | different index | Compare |
| GARP ISHARES FACTORS US GROWTH STYLE ETF | 0.932 | — | -44bp | $3.5B | different index | Compare |
| SCHG Schwab U.S. Large-Cap Growth ETF | 0.900 | — | -40bp | $31.7B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-26 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-28. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.