Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs RATE | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| EFA iShares MSCI EAFE ETF | — | — | -15bp | $76.4B | different index | Compare |
| SCHY Schwab International Dividend Equity ETF | — | — | -36bp | $780M | different index | Compare |
| SPDW SPDR Portfolio Developed World ex-US ETF | — | — | -47bp | $40.7B | different index | Compare |
| BUG Global X Cybersecurity ETF | — | — | same | $793M | different index | Compare |
| GII SPDR S&P Global Infrastructure ETF | — | — | -10bp | $909M | different index | Compare |
| ISHG iShares 1-3 Year International Treasury Bond ETF | — | — | -15bp | $855M | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-26 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-28. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.