Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs USD | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| XLK Technology Select Sector SPDR Fund | 0.935 | 32% | -86bp | $126B | different index | Compare |
| SOXX iShares Semiconductor ETF | 0.926 | 26% | -60bp | $49.6B | different index | Compare |
| IGM iShares Expanded Tech Sector ETF | 0.909 | 27% | -54bp | $11.7B | different index | Compare |
| MTUM iShares MSCI USA Momentum Factor ETF | 0.901 | 12% | -80bp | $18.9B | different index | Compare |
| FTEC Fidelity MSCI Information Technology Index ETF | 0.925 | — | -87bp | $11.7B | different index | Compare |
| XSD State Street SPDR S&P Semiconductor ETF | 0.843 | 14% | -60bp | $3.3B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-29 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-30. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.