Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs VOE | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VO Vanguard Mid Cap Index Fund | 0.875 | 57% | -3bp | $68.1B | different index | Compare |
| IMCB iShares Morningstar Mid-Cap ETF | 0.877 | 42% | -3bp | $1.7B | different index | Compare |
| VTV Vanguard Value Index Fund | 0.918 | 22% | -3bp | $125.5B | different index | Compare |
| SPYV State Street SPDR Portfolio S&P 500 Value ETF | 0.888 | 17% | -3bp | $36B | different index | Compare |
| DGRO iShares Core Dividend Growth ETF | 0.886 | 14% | +1bp | $44.6B | different index | Compare |
| VBR Vanguard Small Cap Value Index Fund | 0.901 | 2% | same | $30.1B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-28 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-29. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.