Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs XNTK | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| XLK Technology Select Sector SPDR Fund | 0.970 | 44% | -26bp | $122.9B | different index | Compare |
| SOXX iShares Semiconductor ETF | 0.932 | 47% | same | $46.4B | different index | Compare |
| GARP ISHARES FACTORS US GROWTH STYLE ETF | 0.936 | 37% | -35bp | $3.5B | different index | Compare |
| SPYG State Street SPDR Portfolio S&P 500 Growth ETF | 0.892 | 32% | -31bp | $57.9B | different index | Compare |
| VOOG Vanguard S&P 500 Growth ETF | 0.893 | 31% | -25bp | $12.3B | different index | Compare |
| IGM iShares Expanded Tech Sector ETF | 0.971 | 42% | +6bp | $11.7B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-26 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-28. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.