At a glance
- The two-year commitment will fund CrowdProperty-originated development finance, development exit, development finish and bridging loans of £200,000 to £5m.
- The commitment is balance-sheet money from a mortgage lender rather than a fund vehicle, so credit risk on those loans sits with ColCap Financial UK rather than with limited partners.
- The £200,000 to £5m ticket range is small against unitranche sizes, and capital is no longer the binding constraint for UK development lenders.
CrowdProperty signed a £100m forward flow agreement with ColCap Financial UK, the parent of buy-to-let lender Molo, to fund small and regional housebuilders, Alternative Credit Investor reported on Oct. 26.
The two-year commitment will fund CrowdProperty-originated development finance, development exit, development finish and bridging loans of £200,000 to £5m.
The commitment is balance-sheet money from a mortgage lender rather than a fund vehicle, so credit risk on those loans sits with ColCap Financial UK rather than with limited partners. ColCap Financial UK manages more than £1.3bn of UK mortgage assets. It sits within ColCap Financial Group, an Australian parent with A$25bn (£13.1bn) of assets that began UK mortgage lending in December 2022.
The £200,000 to £5m ticket range is small against unitranche sizes, and capital is no longer the binding constraint for UK development lenders.
Laeceum, a financial services strategic advisory boutique, acted for CrowdProperty on the transaction.
£100m facility against ColCap's £1.3bn UK book and £13.1bn group
The two-year commitment equals about 8% of ColCap Financial UK's mortgage assets
- ColCap Financial Group assets13.1 £bn
- ColCap Financial UK mortgage assets1.3 £bn
- CrowdProperty–ColCap facility0.1 £bn
Show as table
| Item | Value (£bn) |
|---|---|
| CrowdProperty–ColCap facility | 0.1 £bn |
| ColCap Financial UK mortgage assets | 1.3 £bn |
| ColCap Financial Group assets | 13.1 £bn |
£100m facility against ColCap's £1.3bn UK book and £13.1bn group
The two-year commitment equals about 8% of ColCap Financial UK's mortgage assets
- ColCap Financial Group assets13.1 £bn
- ColCap Financial UK mortgage assets1.3 £bn
- CrowdProperty–ColCap facility0.1 £bn
Show as table
| Item | Value (£bn) |
|---|---|
| CrowdProperty–ColCap facility | 0.1 £bn |
| ColCap Financial UK mortgage assets | 1.3 £bn |
| ColCap Financial Group assets | 13.1 £bn |
£100m facility against ColCap's £1.3bn UK book and £13.1bn group
The two-year commitment equals about 8% of ColCap Financial UK's mortgage assets
- ColCap Financial Group assets13.1 £bn
- ColCap Financial UK mortgage assets1.3 £bn
- CrowdProperty–ColCap facility0.1 £bn
Show as table
| Item | Value (£bn) |
|---|---|
| CrowdProperty–ColCap facility | 0.1 £bn |
| ColCap Financial UK mortgage assets | 1.3 £bn |
| ColCap Financial Group assets | 13.1 £bn |
£100m facility against ColCap's £1.3bn UK book and £13.1bn group assets
The two-year commitment is about 8% of ColCap Financial UK's mortgage assets
- ColCap Financial Group assets13.1 £bn
- ColCap Financial UK mortgage assets1.3 £bn
- CrowdProperty–ColCap facility0.1 £bn
Show as table
| Item | Value (£bn) |
|---|---|
| CrowdProperty–ColCap facility | 0.1 £bn |
| ColCap Financial UK mortgage assets | 1.3 £bn |
| ColCap Financial Group assets | 13.1 £bn |
£100m facility against ColCap's £1.3bn UK book and £13.1bn group
The commitment equals about 8% of ColCap Financial UK's mortgage assets
- ColCap Financial Group assets13.1K £m
- ColCap Financial UK mortgage assets1.3K £m
- £100m CrowdProperty–ColCap commitment100 £m
Show as table
| Item | Value (£m) |
|---|---|
| £100m CrowdProperty–ColCap commitment | 100 £m |
| ColCap Financial UK mortgage assets | 1.3K £m |
| ColCap Financial Group assets | 13.1K £m |
£100m commitment against ColCap's £1.3bn UK book and £13.1bn group assets
The two-year commitment equals about 8% of ColCap Financial UK's mortgage assets
- ColCap Financial Group assets13.1 £bn
- ColCap Financial UK mortgage assets1.3 £bn
- CrowdProperty–ColCap facility0.1 £bn
Show as table
| Item | Value (£bn) |
|---|---|
| CrowdProperty–ColCap facility | 0.1 £bn |
| ColCap Financial UK mortgage assets | 1.3 £bn |
| ColCap Financial Group assets | 13.1 £bn |
£100m commitment against ColCap's £1.3bn UK book and £13.1bn group
The two-year commitment equals about 8% of ColCap Financial UK's mortgage assets
- ColCap Financial Group assets13.1 £bn
- ColCap Financial UK mortgage assets1.3 £bn
- CrowdProperty–ColCap commitment0.1 £bn
Show as table
| Item | Value (£bn) |
|---|---|
| CrowdProperty–ColCap commitment | 0.1 £bn |
| ColCap Financial UK mortgage assets | 1.3 £bn |
| ColCap Financial Group assets | 13.1 £bn |
£100m facility against ColCap's £1.3bn UK book and £13.1bn group
The two-year commitment equals about 8% of ColCap Financial UK's mortgage assets
- ColCap Financial Group assets13.1K £m
- ColCap Financial UK mortgage assets1.3K £m
- £100m CrowdProperty–ColCap commitment100 £m
Show as table
| Item | Value (£m) |
|---|---|
| £100m CrowdProperty–ColCap commitment | 100 £m |
| ColCap Financial UK mortgage assets | 1.3K £m |
| ColCap Financial Group assets | 13.1K £m |
£100m facility against ColCap's UK and group asset base
The two-year commitment equals about 8% of ColCap Financial UK's £1.3bn mortgage book
- ColCap Financial Group assets13.1 £bn
- ColCap Financial UK mortgage assets1.3 £bn
- CrowdProperty–ColCap facility0.1 £bn
Show as table
| Item | Value (£bn) |
|---|---|
| CrowdProperty–ColCap facility | 0.1 £bn |
| ColCap Financial UK mortgage assets | 1.3 £bn |
| ColCap Financial Group assets | 13.1 £bn |
£100m facility against ColCap's UK and group asset base
The commitment equals about 8% of ColCap Financial UK's £1.3bn mortgage book
- ColCap Financial Group assets13.1 £bn
- ColCap Financial UK mortgage assets1.3 £bn
- CrowdProperty–ColCap facility0.1 £bn
Show as table
| Item | Value (£bn) |
|---|---|
| CrowdProperty–ColCap facility | 0.1 £bn |
| ColCap Financial UK mortgage assets | 1.3 £bn |
| ColCap Financial Group assets | 13.1 £bn |
The £100m facility against ColCap's UK and group asset base
The two-year commitment equals roughly 8% of ColCap Financial UK's mortgage assets
- ColCap Financial Group assets13.1 £bn
- ColCap Financial UK mortgage assets1.3 £bn
- CrowdProperty–ColCap facility0.1 £bn
Show as table
| Item | Value (£bn) |
|---|---|
| CrowdProperty–ColCap facility | 0.1 £bn |
| ColCap Financial UK mortgage assets | 1.3 £bn |
| ColCap Financial Group assets | 13.1 £bn |
The £100m facility against ColCap's UK and group asset base
Commitment equals roughly 8% of ColCap Financial UK's mortgage assets
- ColCap Financial Group assets (£)13.1 £bn
- ColCap Financial UK mortgage assets1.3 £bn
- CrowdProperty–ColCap facility0.1 £bn
Show as table
| Item | Value (£bn) |
|---|---|
| CrowdProperty–ColCap facility | 0.1 £bn |
| ColCap Financial UK mortgage assets | 1.3 £bn |
| ColCap Financial Group assets (£) | 13.1 £bn |
Reported by the Direct Lending desk from Alternative Credit Investor. Published . Updated Oct 26, 2026 · 10:52 p.m. ET. Corrections