EY-Parthenon survey: 69% of financial-institution respondents offer or plan stablecoin services within two years

Sixty-nine percent of financial-institution respondents say their firms offer stablecoin services or plan to launch them within two years, according to EY-Parthenon's 2026 Blockchain Payments Survey. The comparable share in the firm's 2025 survey was 30%. The findings appear in CoinDesk's Crypto for Advisors newsletter, written by EY-Parthenon's Prashant Kher; the survey polled 521 corporate and financial-institution decision-makers.

Corporates report an 18% production rate for stablecoins, double the share a year earlier, and 15% report adopting tokenized deposits. Among banks, 49% already offer or plan to offer tokenized deposits within the same two-year window.

Cross-border business payments remain the most common use case: between 50% and 53% of all respondents have used or are exploring stablecoins and tokenized deposits, each, for cross-border supplier payments or cross-border business-to-business payment acceptance. Respondents cite frictions: 56% slow processing and settlement, 52% foreign exchange costs or spreads, 48% regulatory, sanctions and compliance delays, and 36% correspondent banking fees.

Beyond moving money, financial-institution respondents most often selected tokenized asset settlement as the opportunity to add value on top of blockchain payment rails, at 63%.

The survey does not break out wealth managers or RIAs, so it cannot say what share of advisory firms have a stablecoin service live or planned. The reported activity concentrates in corporate treasury flows rather than investment products.

Kher's reading is that blockchain payments have not reached mass adoption, but integration into existing payment workflows and treasury operations is underway. All figures are self-reported answers from 521 decision-makers in a single survey.