Ten retirement firms landed in the Inc. 5000 top 1,000

The 2026 Inc. 5000 is out, and 401(k) Specialist has combed the top 1,000 for retirement-industry names. The magazine found ten — a mix of RIAs, retirement planning firms, recordkeeping technology and benefits platforms. Across the full 5,000-company list, the median three-year revenue gain came to 130%, and honorees added more than 627,000 jobs. The No. 1 company overall, Nashville-based health care firm Main Street Health, posted 546,533% growth.

Inc. ranks private companies by percentage revenue growth from 2022 to 2025. The entry bar is low: $100,000 of revenue in 2022 and $2 million in 2025, with firms required to be privately held, for-profit, U.S.-based and independent as of December 31, 2025. Companies must have been founded and generating revenue by March 31, 2022, and all honorees pass Inc.'s editorial review. Hit both minimums and you've shown 1,900% growth. The median 130% gain works out to revenue multiplied by 2.3 over three years — solid, but the percentage frame grants outsized credit to firms starting from a tiny base.

Savvy Wealth, a New York City RIA founded in 2021 that serves independent advisors, sits among the ten. The magazine's coverage does not state Savvy's growth rate, but the list's rules frame the case: a firm that young likely had a thin 2022 revenue base, so its percentage gain would say more about the starting line than about its scale.

The discipline for a principal reading these rankings is to convert percentages back to dollars. A 130% increase is 2.3x on any base — a $10 million firm would add $13 million, a $100,000 firm would add $130,000. Ten retirement-industry names in the top 1,000 is a small share. The Inc. 5000 measures how fast a firm grew, not how big it is; a ranking slot is a data point, not a verdict.