additiv

additiv makes a cloud platform that banks, insurers and other financial firms use to launch digital wealth management, pension, insurance, lending and banking services on top of their existing core systems. The Swiss company has offices in Europe, Asia-Pacific and the Middle East. In June 2026 Temenos agreed to acquire it; additiv says it will keep its brand and run as part of the Temenos Group.

The wealth module, addWealth, covers the advisory process, financial planning, client onboarding with automated suitability checks, risk profiling, portfolio construction, automated rebalancing and ordering, and reporting, with controls for MiFID II. It supports self-service, hybrid and advisor-led models through an advisor hub and client-facing front ends, and serves both retail and high-net-worth clients. An open sourcing model lets firms add products from a network of regulated third-party providers, and an AI Studio launched in December 2025 adds orchestration for AI agents.

The platform is API-first, built on microservices and delivered as a cloud service. Clients can buy end-to-end experiences that additiv designs and runs, or build their own journeys with its SDKs and API documentation. The company also offers business consulting, partner sourcing and project management. Pricing is not published.