Veralytic

Veralytic is a life insurance research company whose reports benchmark a proposed or in-force policy against a database of thousands of products from hundreds of carriers. Its buyers are insurance brokers and agencies, trust companies and trust departments, and other fiduciaries such as RIAs, wealth managers, CPAs and attorneys who need to document due diligence on client policies.

The core product is the Veralytic Report, which scores a policy on pricing and performance across five categories and summarizes the result as a star rating. Subscribers also get portfolio tools for monitoring blocks of policies, pricing and performance data through its Insurance Banking service, illustration request letters, and reference material on prudent-investor rules and case law.

Veralytic is based in Tampa, Florida. Reports are sold a la carte at $500 each, an individual advisor license costs $299 per month on a 12-month term, and enterprise licenses for multi-user firms are quoted.