Spencer Look and Jack VanDerhei: The Assumptions That Can Put Your Retirement at Risk
The discussion focuses on planning assumptions and policy mechanics that can shape client retirement outcomes, including areas the guests say the planning community has underrated such as long-term care.
Summary
By the retirement & income deskMorningstar retirement researchers Spencer Look and Jack VanDerhei discuss the assumptions that can affect retirement outcomes, including potential Social Security changes, long-term-care costs and longevity. The episode also covers modeling US retirement outcomes, whether there is a retirement crisis, retirement policy reform, access and auto-enrollment, the Saver’s Match, and turning savings into retirement income.
- The guests say retirement plans need to account for potential Social Security changes, long-term-care costs and a longer life.
- They offer a more balanced take on whether there is a retirement crisis in the US.
- The episode covers retirement policy reform, access, auto-enrollment and how the Saver’s Match works.
- Spencer Look and Jack VanDerhei have concluded that the retirement planning community has underrated long-term care as a risk factor.
Chapters
From the publisher’s description| Time | Chapter | Length |
|---|---|---|
| Introduction | 3 min | |
| Modeling US Retirement Outcomes | 4 min | |
| Is There a Retirement Crisis? | 4 min | |
| Evaluating Retirement Policy Reform | 4 min | |
| Planning for Social Security Changes | 3 min | |
| Access, Auto‑Enrollment, and Accumulation | 3 min | |
| How the Saver’s Match Works | 10 min | |
| Turning Savings Into Retirement Income | 4 min | |
| Planning for Long-Term-Care Costs and Longevity | 18 min |
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