Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs EPP | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| EFA iShares MSCI EAFE ETF | 0.880 | 4% | -13bp | $76.4B | different index | Compare |
| VYMI Vanguard International High Dividend Yield Fund | 0.880 | 3% | -26bp | $7.9B | different index | Compare |
| QEFA State Street SPDR MSCI EAFE StrategicFactors ETF | 0.839 | 5% | -18bp | $1B | different index | Compare |
| DWM WisdomTree International Equity Fund | 0.853 | — | same | $554M | different index | Compare |
| DOL WisdomTree True Developed International Fund | 0.853 | — | same | $535M | different index | Compare |
| FENI Fidelity Enhanced International ETF | 0.849 | — | -20bp | $1.7B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-26 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-28. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.