Insurance regulation: archive

Every Insurance regulation story in Insurance, newest first. 66 stories

Tuesday, September 81 story

7:39 a.m.
Aegon's US redomicile leaves $800m in Bermuda capital behind
The parent holding company shifts to US regulators while two Bermuda units stay under BMA watch.

2:59 p.m.
Axis Capital keeps its A rating as AM Best writes the cleanup rationale
AM Best left the ratings untouched and wrote its rationale around the 2023 reserve strengthening and the $2.3 billion Cavello Bay loss portfolio transfer that ended the early-2020s volatility.

4:34 p.m.
China's fivefold capital floor doubles as an ownership test
The draft Insurance Law rewrite lifts the entry bar fivefold and puts ultimate controllers directly in the supervisor's sights.

6:59 p.m.
Aegon calls October vote to leave Bermuda for Delaware
The redomiciliation would end the BMA's group-supervisor relationship with Aegon and leave Bermuda with a $6.3 billion life subsidiary in its place.

4:27 p.m.
Bermuda takes its equivalence defense to Brussels and Paris
The island's premier is pressing Bermuda's case for regulatory cooperation and market access just as AM Best warns on collateral behind offshore life reinsurance.

11:18 a.m.
AM Best Cuts Prime Insurance to Fair, Review Flag Remains
The downgrade lands both Prime's financial-strength and issuer-credit ratings in the Fair band, with the negative-implications review still open.

7:40 a.m.
AM Best flags collateral gap in offshore annuity reinsurance
The ratings agency's warning turns the offshore growth story into a capital-rules test: reserve credits are rising faster than the collateral backing them.

11:58 p.m.
Aegon trades Bermuda for Delaware and US GAAP
Its second redomiciliation in three years aligns the legal home with the 70% of operations that sit in the US—and the capital-rules conversation that follows.
9:05 a.m.
AM Best flags rising annuity reinsurance leverage
U.S. life/annuity carriers are ceding more risk, and the capital question now lands on reinsurer counterparties.
1:28 a.m.
Berkshire's balance sheet buys GUARD a stable outlook
AM Best cites parent support and early corrections, but keeps the watch on peer benchmark results.
12:35 a.m.
AM Best's stable call on GUARD is conditional
The A+ affirmation holds, but AM Best's monitoring language makes the stable outlook a test of National Indemnity's support and the commercial-auto re-underwriting.

4:13 p.m.
NAIC adopts RBC preamble and narrows its gap list without explanation
The preamble now frames future changes to the capital formula; the narrowed gap list leaves open which weaknesses were closed and which were merely parked.

11:41 p.m.
NAIC's deadline fix masks a single-window chokepoint
The SVO extension restores the calendar after the ShinyHunters breach; the designation pipeline remains as concentrated as the vulnerability that caused the outage.
1:11 p.m.
NAIC's Columbus agenda widens the solvency map
No capital rule emerged in Columbus, but the NAIC's summer agenda sets up Dallas, where the widened perimeter becomes text.
4:12 a.m.
BMA proposes cross-border liquidity tests for Bermuda's three IAIGs
Bermuda's three internationally active groups may look solvent on paper; the BMA wants proof the cash can move when markets seize up.

4:48 p.m.
AM Best resets CRT capital charges; reinsurers await detail
AM Best revised net capital charge tables for Fannie Mae and Freddie Mac CRT reinsurance without saying whether the charges rose or fell, a quiet update with real pricing consequences.
3:25 p.m.
NAIC grants private-rating filing reprieve after breach
The temporary extension keeps the SVO calendar moving but exposes a single filing window as a chokepoint.

3:11 p.m.
AM Best holds PrimeOne's ratings, keeps review open
The B- and bb- ratings are unchanged, and so is the question of where they go next.
3:09 p.m.
Bermuda's July additions raise 2026 tally to 42
Hector Insurance, a captive, is among the BMA's July additions, putting the 2026 total at 42.
11:09 a.m.
Dhipaya keeps its AM Best ratings, gains a Thai benchmark
The Thai insurer's global ratings stay put; the new domestic scale gives local investors a sharper benchmark.
11:03 a.m.
AM Best moves EquiTrust's outlook to stable, affirms B++
The positive outlook is withdrawn; EquiTrust stays at B++ with no upgrade in prospect.
9:06 a.m.
AM Best moves ELCO Mutual Life outlook to positive
The issuer credit outlook now points to a possible upgrade, but the release's reasoning sits behind a CAPTCHA wall.

6:36 p.m.
AM Best affirms Agro after intra-group reinsurance lifts capital
The stable A+ affirmation reflects a strengthened balance sheet built on a new affiliate reinsurance arrangement, not on underwriting gains.

5:08 p.m.
Delaware brings in outside experts for Brighthouse Life review
The regulator's outside review points to questions about financing and reserves, not just paperwork.
3:30 p.m.
PRA's Funded-Reinsurance Plan Contains, Does Not Align
CP8/26 narrows the capital gap between funded reinsurance and direct investment but leaves one to five points of it in place.
12:47 p.m.
Chipego to walk insurers through NAIC 2026 investment accounting changes
IASA's September 15 session pairs statutory accounting updates with risk-based capital implications for the next filing season.