2 stories this week 29 in all, from the Retirement desk.
The framework models a 30-year retirement, with fixed annual withdrawals starting at 4% to 4.5% and variable withdrawals at 5% to 5.5%.
$55000Year-one income on a $1M balance: fixed vs. variable withdrawals · Capital Group paper via PlanAdviser · Oct 2026
The insurer's Oct. 13 Retirement Redefined research puts the share who say they are more adequately prepared for ages 60 to 69 at 48%.
The U.S. Defined Contribution Distribution 2026 report says 46% of participants want to withdraw money at any time, while 39% want a guaranteed monthly payment that continues after their savings run out.
Consultants told Cerulli plans may need two or three retirement income options to meet varied preferences.