They make up 11% of HSAs and average $23,837, according to Devenir.
Investment-holding accounts made up 11% of HSAs but held 59% of HSA assets, according to Devenir, the first time they have held a majority of assets.
The remaining 89% of HSAs held 41% of HSA assets, and investment-holding accounts averaged $23,837, according to Devenir.
Reported by The Wrap desk from Devenir. Published . Corrections
Capital Group's framework models fixed 4% to 4.5% and variable 5% to 5.5% withdrawal ranges, and a Morgan Stanley poll finds 45% of sponsors rank 401(k) education among top three concerns.
PSCA's 2026 survey found 83% of eligible employees contributed, but only 22% invested—and the HSA's retirement promise remains largely unclaimed.
Accounts with invested assets hold 59% of all HSA assets and average $23,837 combined, nearly nine times the funded deposit-only average.
An EBRI and PensionBee whitepaper estimates up to 13 million accounts holding as much as $43 billion, with $100 opening fees and $5 monthly maintenance.
Capital Group's framework models a 30-year retirement, while Vanguard's planned trust series holds more equity through the glide path.
Plan menus, in-plan income, rollovers and recordkeepers. Daily at 7:00 a.m. ET.
Free. Every morning. Unsubscribe from any edition in one click.