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Ed Slott's IRAHelp
In network coverage since August 18, 2026 · 8 stories
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Tax & estate planning
Roth IRA transfers to a new custodian do not reset the five-year clock, Ed Slott's IRAHelp says
Brenner says an inherited IRA passes to the primary beneficiary at death; if the spouse then dies without naming a beneficiary, the custodian's default—often the estate—decides.