Retirement archive
Every Retirement story, newest first. 352 stories
3 stories
- The Wrap
Treasury opens more than 60 million Trump Accounts; parents still must claim them
Baird's Tim Steffen told InvestmentNews the identity-verification claim is required before money can be added or the investment changed.
- Income & Annuities
F&G survey finds 51% of pre-retirees plan to semi-retire
Social Security uncertainty tops retirement-planning concerns, cited by 46 percent of respondents in F&G's August Censuswide survey.
- Plans & Sponsors
MFS survey: regulatory change tops DC plan sponsor concerns
Litigation risk ranks second at 47%, but fewer than one in four plans reported experiencing it.
8 stories
- Plans & Sponsors
F&G, WTW surveys find delayed retirement and lower financial security
F&G found 51% plan to semi-retire; WTW put financial security at 36%, down from 46% in 2019.
- Retirement Advisers
LIMRA: 77% of advised pre-retirees feel highly prepared for retirement vs. 47% without
The 2026 Retirement Income Readiness Report also found 76% of pre-retirees spent no more than five hours on planning steps in the last year.
- Plans & Sponsors
Cerulli: One-third of retirement plan participants had recordkeeper advice contact in past year
Participants who engaged rated their recordkeeper a 9 or 10 at a 46% rate, compared with 28% of those who did not.
- The Wrap
Auto-enrollment or auto-escalation plans average $170,000 in balances, Bank of America says
Vestwell's own 401(k) and 403(b) account holders averaged a 6.4% deferral in 2023, while 62% of surveyed employees say they should save 10% or more.
- Investments
InvestmentNews: Only 12% of retirement savers have enough to last ten years or more
The article says private equity, private credit and real assets can add long-term growth, income and diversification, with retirements that may span 30 to 40 years.
- Plans & Sponsors
WTW study finds U.S. worker financial wellbeing down 10 percentage points since 2019
Nearly half of surveyed U.S. workers say they are off track on retirement savings, and 70% of those in their 40s and 50s expect a worse retirement than their parents.
- Retirement Advisers
Escalent's Cogent: 46% of former-employer DC plan holders highly likely to open rollover IRA
A July survey of 4,006 U.S. DC participants found former-employer plan balances averaging $90,000, with Gen Z's share of likely rollover candidates rising to 22% from 12%.
- The Wrap
Cerulli survey finds 46% prefer flexible retirement withdrawals, 39% want guaranteed income
Guardian found only 34% of respondents had planned for income past age 80, while neither retirement income preference reached a majority.
4 stories
- Income & Annuities
Cerulli finds no single DC income preference dominates; Guardian cites 64% guaranteed-income confidence
In Cerulli's DC distribution report, 46% of participants wanted flexible withdrawals and 39% guaranteed monthly income, while Guardian found only 34% had planned for income past age 80.
- The Wrap
Finhabits estimates 13.6 million Latino adults may qualify for Saver's Match
The report's illustrative scenarios put the eligible group's 30-year retirement balances at $615 billion to $1.02 trillion.
- Retirement Advisers
Gusto data show small-business retirement plan adoption up about 60% since 2019
State-mandated retirement programs are pushing owners toward SEP, SIMPLE, solo 401(k) and small 401(k) plans, InvestmentNews reports.
- Income & Annuities
Only four in 10 pre-retirees work with an adviser, LIMRA finds
Eighty-eight percent have considered retirement income, but 76% have no plan or spent fewer than five hours on one in the past year.
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- Income & Annuities
Guardian survey finds 34% plan income at 80 or older
The insurer's Oct. 13 Retirement Redefined research puts the share who say they are more adequately prepared for ages 60 to 69 at 48%.
- Policy & ERISA
Finhabits estimates 13.6 million Latino adults may be income-eligible for Saver's Match in 2027
About four in ten Latino adults with earnings would qualify, and the report models $615 billion to $1.02 trillion in retirement balances over 30 years under illustrative scenarios.
- Plans & Sponsors
Voya selects UnqorkAI to add AI tooling to plan onboarding
The recordkeeper, an Unqork customer since 2019, built sponsor and producer onboarding applications on the platform; the new work adds AI-native tooling to that base.
- Plans & Sponsors
Allspring study finds 70% of participants rank control above guaranteed income
The Allspring and DCIIA study of more than 1,500 respondents finds advisor use climbs from 27% early in a career to 73% at retirement.
- Investments
Legacy provision nearly doubled near-retirees' interest in an annuity in a $500,000 scenario: DCIIA study for Allspring
The same study found 70% of near-retirees say they trust their employer on plan design, and 56% expect to move workplace savings at retirement.
- Policy & ERISA
Eight retirement groups press Congress on SECURE 2.0 corrections
The coalition, which includes the ICI, the IRI and the U.S. Chamber of Commerce, said a missing distribution trigger blocks terminally ill participants from taking plan distributions solely because of their diagnosis.
- Plans & Sponsors
70% of near-retirees trust their employer on plan design; 56% expect to move workplace savings at retirement
A DCIIA study for Allspring found a legacy provision nearly doubled annuity interest in a $500,000 scenario.
- Plans & Sponsors
Gusto data show small-business retirement plan adoption reached 31% in 2026, up 64% since 2019
Gusto economists tie the gains to SECURE Act provisions, state mandates and labor-market pressure, with hospitality, recreation and agriculture posting the steepest climbs.
- Plans & Sponsors
Vestwell survey: 85% of employees expect employer to offer retirement benefits
62% say they should defer 10% or more of salary; Vestwell's own 401(k) and 403(b) holders averaged a 6.4% deferral in 2023.
- Plans & Sponsors
BofA: average 401(k) balance rose 13% in 2025 to $113,590
Plans offering auto-enroll or auto-escalate averaged $170,000, $50,000 above plans with neither feature, per the bank's Participant Pulse research.
- The Wrap
Proposed EBSA rule gives plan fiduciaries 20 process examples
Cerulli finds 39% of DC participants want guaranteed monthly payments, but income options need advice to drive adoption.
3 stories
- Plans & Sponsors
Alight's 401(k) index shows light Q3 trading despite September Fed hike
Bond funds took 47% of third-quarter inflows; only one September session reached above-normal volume.
- Policy & ERISA
EBSA's Aronowitz outlines process safe harbors in proposed Investment Selection Rule
The proposal, prompted by an August 2025 executive order, gives plan fiduciaries 20 examples of a prudent selection process and six non-exhaustive factors.
- Income & Annuities
Cerulli: DC retirement income options need advice to drive adoption
The U.S. Defined Contribution Distribution 2026 report says 46% of participants want to withdraw money at any time, while 39% want a guaranteed monthly payment that continues after their savings run out.
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- Policy & ERISA
Expanding ESOPs coalition grows past 100 members and hires Michael Sinacore
Michael Sinacore, credited by the coalition with behind-the-scenes work on SECURE 2.0, will lead its push to make partial ESOPs easier to establish and scale.
5 stories
- Plans & Sponsors
TIAA retirement solutions CEO Kourtney Gibson steps down
Gibson left the firm on Sept. 30, and TIAA says a successor will be announced in due course.
- The Wrap
Cerulli and Morningstar: 10.2% of advisers' wealth clients come from DC plans
Nearly 40% of surveyed advisers say they lack time to prospect inside their plans, and the research cites $250,000 account minimums as a barrier.
- Policy & ERISA
Investment Company Institute re-elects Andrew Schlossberg chair; IRI names Jill Hoffman government affairs chief
ICI added eight governors, and Jill Hoffman starts Oct. 5, giving her a three-month overlap before Paul Richman retires.
- Income & Annuities
Cerulli: 46% of pre-retirees want anytime withdrawals, 39% guaranteed income
Consultants told Cerulli plans may need two or three retirement income options to meet varied preferences.
- The Wrap
October Three: Plan terminations were 66% of first-half U.S. pension risk transfer deals
MetLife's 2026 poll found a record 95% of defined-benefit plan sponsors have de-risking goals.
4 stories
- Plans & Sponsors
401GO CEO Dan Beck warns fragmented retirement plan systems may strain under state mandates
BLS data cited by the company puts plan access at 59% of private-sector workers at employers with fewer than 100 employees, versus 91% at employers with 500 or more.
- Plans & Sponsors
Plan terminations were 66% of first-half U.S. pension risk transfer deals, October Three says
MetLife’s 2026 poll, released October 7, found that a record 95% of defined-benefit plan sponsors have de-risking goals, up from 76% in 2019.
- The Wrap
Athene poll: 85% of workers aged 40-61 rate guaranteed monthly income appealing; 23% own annuities
A Harris Poll for Athene also found 34% of respondents mostly or fully understood annuities and 54% knew very little or only somewhat understood them.
- The Wrap
Alto agrees to acquire Forge Trust, adding more than 60,000 private-market IRA accounts
Alto says the combined businesses would hold more than $20 billion in assets under custody and administration; financial terms were not disclosed.
1 story
- Investments
Morningstar launches Direct AI agents for product, distribution and manager research
The browser-based platform draws on Morningstar's ratings and 1,100 analysts; one agent analyzes portfolios holding public and private securities.