Retirement archive
Every Retirement story, newest first. 352 stories
21 stories
- Plans & Sponsors
Small-business 401(k) adoption jumps 64% since 2019, Gusto finds
Hourly workers posted the largest access gains as SECURE incentives push plan availability to 31% of small businesses.
- Retirement Advisers
Savvy Wealth tops Inc. 5000 financial-services list at No. 11
Three-year revenue growth of 13,086% put the New York RIA at the top of Inc.'s financial-services category and gave its advisor-recruiting pitch a credential.
- Plans & Sponsors
Employers Expect AI to Add Staff as Retirements Slip
Principal's Financial Well-Being Index shows AI adoption spreading while 69% of employers say the economy is delaying retirement.
- Retirement Advisers
Mesirow buys flexPATH's 3(38) business in second fiduciary deal
The deal deepens Mesirow's custom-portfolio reach and gives it a second outsourced-fiduciary acquisition this year.
- Retirement Advisers
401(k) silos are cracking under wealth-pressure
Technology, participant expectations, and advisor demand are pulling workplace retirement accounts into the wider wealth-management orbit.
- Investments
Equities carry institutional plans to strongest quarter in years
Foundations and endowments led with a 7.0% median return, but the S&P 500's 15.2% gain did the heavy lifting.
- Plans & Sponsors
MissionSquare moves into wealth management, putting advice beside retirement
The $73.6 billion retirement services company adds a brokerage and robo, turning the plan administrator into an advice provider.
- Retirement Advisers
OpenArc moves into recordkeeper searches as an independent fiduciary
The RIA is taking its fiduciary practice to the search stage, where provider selection sets up the ongoing oversight to follow.
- Retirement Advisers
OpenArc adds recordkeeper search to its fiduciary platform
The independent RIA is turning recordkeeper searches into a way to pitch its no-revenue-sharing model to sponsors with 401(k), equity comp, and HSAs.
- Retirement Advisers
Vanguard custom models put a dial in advisers' hands
The new portfolios run through Vestmark, SS&C Black Diamond, and Orion workflows.
- Retirement Advisers
Vanguard opens model portfolios to adviser customization
Advisers can tailor Vanguard's models without leaving its low-cost investment approach; the two-thirds time-savings claim is the pitch.
- Investments
Alto launches a single-workflow private-market platform for RIAs
The self-directed IRA custodian is betting that operational friction, not client demand, has kept private-market deals out of retirement accounts.
- Plans & Sponsors
Wellness engagement moves older savers to act on retirement planning
Most older savers who used virtual wellness took concrete planning steps, even as retirement confidence keeps slipping.
- Plans & Sponsors
A year in a virtual wellness benefit moves older workers toward retirement readiness
Financial Finesse data shows older workers taking concrete planning steps even as confidence in retirement security falls.
- Investments
Alto's Private Deal Room targets back-office friction in IRA private-market deals
New platform for RIAs bundles custody, processing and compliance into one workflow, betting that less friction moves more retirement dollars into private assets.
- Policy & ERISA
Treasury, IRS issue sample forms to speed electronic rollovers
The optional templates target the four-to-six-week delays that leave retirement money in transit and old accounts stranded.
- Plans & Sponsors
Mesirow buys flexPATH's 3(38) book in second fiduciary deal
Mesirow's second fiduciary acquisition of 2026 folds flexPATH's plan-level 3(38) book into a $164 billion platform.
- Income & Annuities
A 50% annuity purchase beats the 4% rule in AEI-ACLI models
A tax-aware comparison of four retirement income strategies puts a one-time 50% annuity purchase ahead of both the 4% rule and full annuitization, while leaving about $500,000 in the account.
- Investments
CITs take the lead in target-date assets; income is next
Two decades after the Pension Protection Act, collective investment trusts hold 55% of the $5.3 trillion target-date market, and income features have become the next battleground.
- Retirement Advisers
OpenArc launches independent provider search for plan sponsors
The open-architecture firm with no proprietary products moves into RFP and RFI work, an entry point for its fiduciary business.
- Plans & Sponsors
Most employers report workers delaying retirement as costs bite
Principal and PNC surveys show rising costs pushing plan participants to postpone retirement and ask for budgeting help.
11 stories
- Policy & ERISA
Americans want Social Security saved, even with benefit knowledge gaps
AARP finds near-universal support for protecting Social Security while disability and survivor benefits remain the least understood provisions.
- Policy & ERISA
Saver's Match guidance settles eligibility, leaves delivery open
Sponsors know who qualifies for the federal match; the open question is how the money reaches plans and IRAs.
- Policy & ERISA
IRS proposes employer-contribution rules for Trump Accounts
Proposed regulations tell employers how to contribute to Trump Accounts, and what the plan document must say.
- Investments
Advisers to nearly double private assets as DC plans stall
Advisers are on track to add $2 trillion in private assets while 401(k) sponsors remain stuck at 3 percent. The DOL benchmark rule is the unresolved variable.
- Retirement Advisers
Mesirow buys flexPATH's 3(38) retirement-plan business
Mesirow's purchase folds flexPATH's plan-level 3(38) line into a $164 billion fiduciary platform.
- Policy & ERISA
Treasury, IRS propose electronic-first rollover standards
A voluntary rollover framework under SECURE 2.0 lays the groundwork for ending paper checks.
- The Wrap
Private deals are closing; the DOL benchmark remains missing
The safe harbor for private assets in 401(k) plans cannot work without a meaningful benchmark, and the latest deal data shows private fund managers still haven't produced one.
- The Wrap
MissionSquare rents technology; Edelman buys dealmaking talent
Two moves six days apart show the same retirement assets being attacked from opposite directions.
- Policy & ERISA
DOL's benchmark rule puts private markets to the test
The DOL's safe harbor for private assets in DC plans rests on a 'meaningful benchmark' that private markets have not produced.
- Plans & Sponsors
MissionSquare expands from recordkeeping into participant wealth
The retirement recordkeeper adds a brokerage and robo-adviser for households, partnering with Apex Fintech Solutions.
- Retirement Advisers
Edelman puts an M&A veteran atop its retirement unit
Hiring former OneDigital dealmaker Christian Mango points to an acquisition-led growth push for the retirement plan unit.